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Nectar Re Asia Limited T/as Pandamatics Underwriting (“Pandamatics Underwriting”, “us”, “we”, or “our”) is committed to protecting your (“you”, “your”) privacy. This Pandamatics Underwriting Privacy Policy applies to the Pandamatics Underwriting website and governs data collected and used on our site and for its services.




Personal Information

At Pandamatics Underwriting, our intent is to give you as much control as possible over your personal information. In general, you can visit without telling us who you are or revealing any information about yourself. There are times, however, when we may require information from you, such as your name and address. It is our intent to advise you prior to collecting information from you on the Internet.


If you choose to give us personal information via the Internet that we or our business partners may need—to correspond with you, process an order, or provide you with a subscription, for example—it is our intent to let you know how we will use such information. If you tell us that you do not wish to have this information used as a basis for further contact with you, we will respect your request. Please be advised that we keep track of the domains from which people visit us. We analyze this data for trends and statistics, and then discard it.


Information Security and Quality

We are aware of Internet users’ concerns about the privacy of their information. We have security measures in place to protect the loss, misuse, and alteration of the information under our control. Access to our system is limited to specified Pandamatics Underwriting employees and is carefully monitored.

In addition, we intend to protect the quality and integrity of your personally identifiable information. We have implemented appropriate technical and managerial procedures to maintain information that is accurate, current, and complete. We will make a sincere effort to respond to your requests to correct personal information inaccuracies in a timely manner.


Confidential Information

Pandamatics Underwriting does not want to receive confidential or proprietary information from you through our website. Please note that any information or material sent to Pandamatics Underwriting will be deemed NOT to be confidential. By sending Pandamatics Underwriting any information or material, you grant Pandamatics Underwriting an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit, and distribute those materials or information, and you also agree that Pandamatics Underwriting is free to use any ideas, concepts, know-how, or techniques that you send us for any purpose.

E-mail and Direct Mail Marketing 

From time to time, Pandamatics Underwriting may engage in e-mail and direct mail marketing. E-mail or direct mail address lists for these marketing campaigns are compiled from information voluntarily provided by you or based upon information gathered by or from Pandamatics Underwriting.




In order to receive an e-mail message that is part of a marketing campaign created by Pandamatics Underwriting, you must have chosen to receive e-mail from us. To further ensure we have your consent, we make sure each e-mail we send you presents an additional opportunity to opt-out of receiving future e-mails. Thus, if you are not interested in receiving future e-mails from us, you may choose to opt-out.


We reserve the right to send you certain communications relating to Pandamatics Underwriting services and products, such as service announcements, administrative messages, etc. that are in conjunction with services being provided to you by Pandamatics Underwriting, without offering you the opportunity to opt-out of receiving them.


We are committed to protecting the privacy of children. Pandamatics Underwriting’s services are not designed or intended to attract children under the age of 13. We do not collect personal information from any person we actually know is under the age of 13.



Generally, your information will be used solely to market opportunities to you and to inform you of products or services available from Pandamatics Underwriting.

We will not rent, sell, or share any personal information we gather from you to third parties except as indicated below or to provide information regarding the products or services you have requested.

There are other circumstances where your information may be shared with other parties for non-marketing purposes. The following describes the ways that your information may be disclosed in the normal course of business to provide our services:



We may provide information to trusted partners who work on behalf of or with Pandamatics Underwriting under confidentiality agreements. These companies may use your personal information to help Pandamatics Underwriting communicate with you about offers from us and/or our partners. However, these companies do not have an independent right to use, share, or sell your personal information.


Other Websites and Your Privacy

The Pandamatics Underwriting website contains links to other websites. Once you select a link that takes you to another website, you are subject to the privacy policy of the website containing that page. Please note that these other websites may have privacy policies that differ from those of Pandamatics Underwriting. We have no control over any personal information you choose to provide to those websites and Pandamatics Underwriting is not responsible for the privacy practices or the content of such websites.


Third-Party Processors

We may occasionally send information about members of our database to third-party processors (“Third Party Processors”) to organize, administer, process, append, and/or analyze our data on our behalf. We may also use Third Party Processors to deliver offline materials to you. All such Third-Party Processors are prohibited from using your personal information except to provide these services to Pandamatics Underwriting, and they are required to maintain the confidentiality of your information.


Legal Requests/Questionable Activities 

Pandamatics Underwriting cooperates with law enforcement inquiries, as well as with other third parties to enforce laws, such as: intellectual property rights, fraud and other rights, and to help protect you from malicious actors. Therefore, in response to a verified request by law enforcement or other government officials relating to a criminal investigation or alleged illegal activity, we can (and you authorize us to) disclose your name, address, telephone number, email address, usage history, IP address, access times and fraud complaints without a subpoena. Further, we can (and you authorize us to) disclose your name, street address, city, state, zip code, country, phone number, email, IP address, access times and company name to Clients under confidentiality agreement, as we in our sole discretion believe necessary or appropriate in connection with an investigation of fraud, intellectual property infringement, piracy, or other unlawful activity. We also reserve the right to share information in order to investigate, prevent or take action regarding illegal activities, suspected fraud, situations involving personal threats to the physical safety of any person, violations of Pandamatics Underwriting’s Terms of Use, or as otherwise required by law.



We reserve the right to transfer information about you if Pandamatics Underwriting is acquired by another company (either in a stock sale or a sale of substantially all of Pandamatics Underwriting’s assets) or merged with another company.


Limitations on Privacy

Due to the existing regulatory environment, we cannot ensure that all of your private communications and other personal information will never be disclosed in ways not otherwise described in this Privacy Policy. By way of example (without limiting the foregoing), third parties may unlawfully intercept or access transmissions or private communications, or users may abuse or misuse your personal information that they collect from the Pandamatics Underwriting website without authorization. Therefore, although we exceed industry standard practices to protect your privacy, we do not promise, and you should not expect, that your personal information or private communications will always remain private.

© 2022 Nectar Re Asia Limited T/a Pandamatics Underwriting. All Rights Reserved.

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